our law firm deals with auto insurers on a daily basis. A large part of what we do involves helping clients recover compensation from other peoples insurance, or their own insurance. We often have to delve into a client’s policy to determine their coverage for: liability, underinsurance, uninsurance, medical payments, excess coverage, property coverage, and other forms of coverage, in order to help our clients obtain the fair compensation they are owed as a result of their accident. Here are some tips from our office to help you make sure that you’re getting the most out of your North Carolina auto insurance policy, based on my experience as an Asheville personal injury lawyer.
Posts Tagged ‘medpay’
What Insurance Coverage You’ll Need After an Accident
Many people don’t start asking questions about their car accident insurance coverage until they’ve been in an accident. This is when it’s most important that you have the coverage you need – but if you don’t have good coverage, then it’s too late to change it. Here are some coverage options you’ll probably need if you’ve been in an accident. Some types of coverage are required by North Carolina state law, while others are merely a very good idea.
What to Do About North Carolina Car Accident Medical Bills
Asheville residents who have been involved in car accidents are faced with many problems once they’ve been discharged from the hospital. The question that plagues everyone is about how to pay medical bills after a car accident. The at-fault driver’s insurance company will not pay for any of your treatment costs until there is a settlement agreement, which could leave you on the hook for your bills – for now.
Ideally, you will obtain a settlement from the at-fault driver’s insurance company to compensate for all your medical bills, lost wages, and other expenses you had to pay because of your accident. However, you generally won’t be able to reach a settlement until you have completed all your treatment. This makes sense because you can’t specify what all your monetary damages were until you know the total of all your bills. However, it’s frustrating because someone’s going to get stuck with the bill, and for a while that someone is you.
The good news is that there are several different methods of paying medical bills after a car accident. The bad news is that, even though there may be several resources available to you, it can still be confusing. Here are the most common ways people pay their medical bills after an accident.